Are you trying to buy glasses online with your insurance? Do you have questions about how to go about this process?
If you’re feeling stuck, I’ve got you. Let’s discuss how to order glasses online with insurance and the steps to follow.
Health insurance can be very confusing. It can be tricky to figure out what’s covered, particularly when it comes to eyewear.
If you use contact lenses, you may be wondering if they’re covered by insurance. Read on and learn the real deal when it comes to contact lenses and your insurance plan.
One-fifth of contact lenses buyers in the United States—and rising—now buy their contact lenses online, according to All About Vision. Of course, price and convenience both factor into the continued escalation of online purchases. Though the choices are many, the process of buying contact lenses online need not be confusing. Your prescription provides all the information you need.
Ready to begin buying contact lenses? Let’s look at the different types of contact lenses and how to order them properly.
You have an HSA or FSA account. Were you aware it can be applied to buy prescription eyewear? The end of the year—or the tax year—may be the ideal time to look at spending your HSA or FSA funds on “qualified expenses.”
Remember, you don’t want to spend the funds on non-qualified items because you could be responsible for a 20% penalty. Here’s what does and doesn’t qualify.
Eyewear and services for correcting your vision are classified as a “medical product” and can therefore be purchased with an HSA or FSA:
- Prescription eyeglasses
- Prescription sunglasses
- Contact lenses
- Eye examinations and eye surgery
- Reading glasses
You can’t use an HSA or FSA to buy:
- Non-prescription eyeglasses (except reading glasses)
- Non-prescription sunglasses
- Insurance premiums
- Non-prescription colored contact lenses
